I borrowed $13,000 in private money from a university in Philadelphia. I live in Florida. Over the years I have paid at $11,000 in payments and had the balance raised from $13k to $21k to now $42k. The university sold the loans to a Philadelphia law firm. Though I see no clause that enables the lender to attach physical property, a county Sherriff showed up at my house and confiscated my only transportation, a 7yr old VW. This confiscation happened 17 years after the first default suit filed by the attorney now holding the loan paper. I have not heard from the law firm, by phone or in writing, since '96 when I sent them my last payment.

1.) I believe that they are operating illegally, the original loan note I signed said they could affect my credit - it said nothing about seizing physical property, much less my only transportation in the semi-rural area where I live - no busses.

2.) I also believe that they have violated the statute of limitations because, the only document given to me by the Sherriff was dated 2008. I haven't heard anything from them since '96.

I would love to hang this thief with a law degree from the highest, most public RICO gallows existing. If any of what I have stated can be prosecuted in a class action I would EAGERLY work with counsel to that end.

Thank you.