From 2000-2005 my pay check was garnished by ECMC. Then I took an early retirement, I was told they could not touch that. However, that was wrong info. Because now they are garnishing my very small monthly pension ($1335 a month and they take $135 of that).
I have not filed my income tax because they said they will take them and I know nothing will come off my now $35,000 debt. Note: i only borrowed $8000.
I must start to file the 2004 income tax because I will loose it any way. The deadline is 2008. So I am going to take a shot that it could slide by. Each year I am holding is money to me. For example, 2004 I will get $3935. However, I may not if they take it
My question is this why do they have the right to take my income tax if I have always paid them. Like I said they have been taking from me since 200-2006. I thought they could not take income tax checks if you are paying them on the loan? Is it because they are garnishing?
Side note they never allowed me a hearing on the pension garnishing. They said they did not have to?
Thanks for any help. Veronica
PS: for what it is worth, feels good not to be alone with those crooks...we have a place to go for help...